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Software Engineer salary in Nottingham

2025/26 tax year · ONS ASHE 2025 · 1-bed median rent

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Gross salary
£47,000
avg per year
Take home pay
£3,113
per month
Avg rent/1 bed
£850
per month
After rent
£2,263
per month
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Full pay breakdown

Item Annual Monthly
Gross salary £47,000 £3,917
Income tax −£6,886 −£574
National Insurance −£2,754 −£230
Net take-home £37,360 £3,113
Rent (1-bed median) — −£850
Council tax (est.) — −£118
Transport cost — −£58
After rent monies left in pocket — £2,263
Rent-to-income ratio: 27%
Rent as a share of net monthly pay
Comfortable

Salary range in Nottingham

Salary distribution of Software Engineer earners · ONS ASHE 2025

MEDIAN£47,000P0P25P50P75P100
25th percentile earns
£38,000
Median earnings
£47,000
75th percentile earns
£58,000

Housing affordability

Rent-to-income analysis · Software Engineer in Nottingham

73Comfortable27% RTIRent-to-Income
Affordability score
Monthly breakdown
Take-home£3,113
Rent (1-bed)−£850
Council tax−£118
Transport−£58
Disposable£2,087
💡 Aim for rent ≤ 30% of gross income
Rent-to-Income (RTI) scale
0% = no rent · 100% = all income on rent
04070100
Comfortable
Moderate
High Risk
Full affordability breakdown for Nottingham →
Recommendations
More in Your Wallet
Your RTI is healthy. Consider maximising pension contributions or saving 15–20% of take-home.
piggybank
Grow your savings
With solid affordability, ISAs or investment accounts can put your cushion to work.
Consider buying a house
Your affordability profile may support a mortgage application in this area.

Frequently asked questions

What is the average Software Engineer salary in Nottingham? +
The median Software Engineer salary in Nottingham is £47,000 per year, based on ONS ASHE 2025 data. The middle 50% of earners fall between £38,000 and £58,000. The UK median for this role across all cities is approximately £54,500.
What is the monthly take-home pay for a Software Engineer in Nottingham? +
On a gross salary of £47,000, a Software Engineer in Nottingham pays £6,886 in income tax and £2,754 in National Insurance (2025/26 tax year), leaving a net monthly take-home of £3,113.
Can a Software Engineer afford to live in Nottingham? +
With take-home pay of £3,113/mo and a median 1-bed rent of £850/mo, a Software Engineer in Nottingham has £2,263/mo left after rent — a rent-to-income ratio of 27% (comfortable). After council tax (£118/mo) and transport (£58/mo), disposable income is approximately £2,087/mo.

Software Engineer salary in other cities

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Can I afford Nottingham on £45,000? Compare: Nottingham vs London Standard of living: Software Engineer in Nottingham
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