Liverpool · Entry-level · 2026

£28,500 Accountant (Qualified)
in Liverpool

A entry-level Liverpool accountant (qualified) earning £28,500 takes home £2,003/month after tax and NI. Average 1-bed rent is £800/month, leaving £1,203/month after rent — a tight financial position for Liverpool's cost base.

Gross
£28,500
entry-level
Net monthly
£2,003
after tax & NI
After rent
£1,203
per month
Savings est.
£285
per month
Stretched — rent takes 40% of take-home. Consider a shared house or outer-area flat.

Monthly Budget — Entry-level Accountant (Qualified) in Liverpool

Item Monthly
Gross annual salary £28,500/yr
Income tax −£266/mo
National Insurance −£106/mo
Net monthly take-home £2,003/mo
Rent (1-bed median) −£800/mo
Council tax −£115/mo
Transport −£70/mo
Groceries & utilities −£393/mo
Estimated monthly savings £285/mo

Tax computed using HMRC 2025/26 rates. Rent = Rightmove Q4 2025 median. Savings estimate deducts a £340 misc. buffer from remaining income.

Accountant (Qualified) Salary Range in Liverpool

This page shows the entry-level salary (£28,500) — 65% of the median (£44,000).

P25 — Lower quartile
£35,000
25% earn less than this
Median — 50th percentile
£44,000
midpoint of all earners
P75 — Upper quartile
£55,000
25% earn more than this

Compare by Experience Level

Entry — £28,500 Mid — £44,000 Senior — £64,000

vs Liverpool City Median

Entry-level Accountant (Qualified)
£28,500
vs
Liverpool all-worker median
£31,000
8% below Liverpool median

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Frequently Asked Questions

Is £28,500 a good accountant (qualified) salary in Liverpool? +
£28,500 is the entry-level accountant (qualified) salary in Liverpool, representing 65% of the median (£44,000). Net take-home is £2,003/month after tax and NI. Rent-to-income is 40%tight. At 8% below the Liverpool all-worker median of £31,000, cost management is important at this level.
What is the average accountant (qualified) salary in Liverpool? +
The median Liverpool accountant (qualified) salary is £44,000 (ONS ASHE 2025). The lower quartile (P25) is £35,000 and the upper quartile (P75) is £55,000. Entry-level roles typically start around £28,500, while senior professionals reach £64,000.
How much can a accountant (qualified) in Liverpool save each month? +
On £28,500 in Liverpool, after rent (£800/mo), council tax (£115/mo), transport (£70/mo) and groceries & utilities (£393/mo), estimated monthly savings capacity is approximately £285/month.
What is the rent-to-income ratio for a accountant (qualified) in Liverpool? +
On £28,500 in Liverpool, the rent-to-income ratio for a 1-bed flat is 40%. The guideline for comfortable solo living is under 33%. To achieve a 33% RTI on a Liverpool 1-bed (£800/mo), you need approximately £29,000 gross annual salary.

Related Pages

Can I afford Liverpool on £30,000? Accountant (Qualified) salary hub Accountant (Qualified) salary in Liverpool Compare: Liverpool vs London