Cambridge · Entry-level · 2026

£39,000 Data / Business Analyst
in Cambridge

A entry-level Cambridge data / business analyst earning £39,000 takes home £2,633/month after tax and NI. Average 1-bed rent is £1,500/month, leaving £1,133/month after rent — a stressed financial position for Cambridge's cost base.

Gross
£39,000
entry-level
Net monthly
£2,633
after tax & NI
After rent
£1,133
per month
Savings est.
£123
per month
Stressed — rent takes 57% of take-home. Consider a shared house or outer-area flat.

Monthly Budget — Entry-level Data / Business Analyst in Cambridge

Item Monthly
Gross annual salary £39,000/yr
Income tax −£441/mo
National Insurance −£176/mo
Net monthly take-home £2,633/mo
Rent (1-bed median) −£1,500/mo
Council tax −£155/mo
Transport −£75/mo
Groceries & utilities −£440/mo
Estimated monthly savings £123/mo

Tax computed using HMRC 2025/26 rates. Rent = Rightmove Q4 2025 median. Savings estimate deducts a £340 misc. buffer from remaining income.

Data / Business Analyst Salary Range in Cambridge

This page shows the entry-level salary (£39,000) — 72% of the median (£54,000).

P25 — Lower quartile
£43,000
25% earn less than this
Median — 50th percentile
£54,000
midpoint of all earners
P75 — Upper quartile
£68,000
25% earn more than this

Compare by Experience Level

Entry — £39,000 Mid — £54,000 Senior — £73,500

vs Cambridge City Median

Entry-level Data / Business Analyst
£39,000
vs
Cambridge all-worker median
£40,000
3% below Cambridge median

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Frequently Asked Questions

Is £39,000 a good data / business analyst salary in Cambridge? +
£39,000 is the entry-level data / business analyst salary in Cambridge, representing 72% of the median (£54,000). Net take-home is £2,633/month after tax and NI. Rent-to-income is 57%stressed. At 3% below the Cambridge all-worker median of £40,000, cost management is important at this level.
What is the average data / business analyst salary in Cambridge? +
The median Cambridge data / business analyst salary is £54,000 (ONS ASHE 2025). The lower quartile (P25) is £43,000 and the upper quartile (P75) is £68,000. Entry-level roles typically start around £39,000, while senior professionals reach £73,500.
How much can a data / business analyst in Cambridge save each month? +
On £39,000 in Cambridge, after rent (£1,500/mo), council tax (£155/mo), transport (£75/mo) and groceries & utilities (£440/mo), estimated monthly savings capacity is approximately £123/month.
What is the rent-to-income ratio for a data / business analyst in Cambridge? +
On £39,000 in Cambridge, the rent-to-income ratio for a 1-bed flat is 57%. The guideline for comfortable solo living is under 33%. To achieve a 33% RTI on a Cambridge 1-bed (£1,500/mo), you need approximately £54,000 gross annual salary.

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