Liverpool · Mid-level · 2026

£48,000 Financial Analyst
in Liverpool

A mid-level Liverpool financial analyst earning £48,000 takes home £3,173/month after tax and NI. Average 1-bed rent is £800/month, leaving £2,373/month after rent — a comfortable financial position for Liverpool's cost base.

Gross
£48,000
mid-level
Net monthly
£3,173
after tax & NI
After rent
£2,373
per month
Savings est.
£1,455
per month
Comfortable — rent takes 25% of take-home.

Monthly Budget — Mid-level Financial Analyst in Liverpool

Item Monthly
Gross annual salary £48,000/yr
Income tax −£591/mo
National Insurance −£236/mo
Net monthly take-home £3,173/mo
Rent (1-bed median) −£800/mo
Council tax −£115/mo
Transport −£70/mo
Groceries & utilities −£393/mo
Estimated monthly savings £1,455/mo

Tax computed using HMRC 2025/26 rates. Rent = Rightmove Q4 2025 median. Savings estimate deducts a £340 misc. buffer from remaining income.

Financial Analyst Salary Range in Liverpool

This page shows the mid-level salary (£48,000) — 100% of the median (£48,000).

P25 — Lower quartile
£38,000
25% earn less than this
Median — 50th percentile
£48,000
midpoint of all earners
P75 — Upper quartile
£60,000
25% earn more than this

Compare by Experience Level

Entry — £34,500 Mid — £48,000 Senior — £66,000

vs Liverpool City Median

Mid-level Financial Analyst
£48,000
vs
Liverpool all-worker median
£31,000
55% above Liverpool median

Make the Most of Your Salary

Best match
Amex Gold
Earn Membership Rewards on everyday spending. Min. income: £20,000.
Apply Now
Popular
Barclaycard Avios
Collect Avios on every purchase. Ideal for Liverpool-based professionals.
Apply Now
Fee-free
Chase Cashback
1% cashback on all debit card spending. No annual fee, no minimum income.
Apply Now

Frequently Asked Questions

Is £48,000 a good financial analyst salary in Liverpool? +
£48,000 is the mid-level financial analyst salary in Liverpool, representing 100% of the median (£48,000). Net take-home is £3,173/month after tax and NI. Rent-to-income is 25%comfortable. At 55% above the Liverpool all-worker median of £31,000, this is a competitive salary for the city.
What is the average financial analyst salary in Liverpool? +
The median Liverpool financial analyst salary is £48,000 (ONS ASHE 2025). The lower quartile (P25) is £38,000 and the upper quartile (P75) is £60,000. Entry-level roles typically start around £34,500, while senior professionals reach £66,000.
How much can a financial analyst in Liverpool save each month? +
On £48,000 in Liverpool, after rent (£800/mo), council tax (£115/mo), transport (£70/mo) and groceries & utilities (£393/mo), estimated monthly savings capacity is approximately £1,455/month.
What is the rent-to-income ratio for a financial analyst in Liverpool? +
On £48,000 in Liverpool, the rent-to-income ratio for a 1-bed flat is 25%. The guideline for comfortable solo living is under 33%. To achieve a 33% RTI on a Liverpool 1-bed (£800/mo), you need approximately £29,000 gross annual salary.

Related Pages

Can I afford Liverpool on £50,000? Financial Analyst salary hub Financial Analyst salary in Liverpool Compare: Liverpool vs London