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Accountant (Qualified) salary in Cardiff

2025/26 tax year · ONS ASHE 2025 · 1-bed median rent

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Gross salary
£36,000
per year
Take-home
£2,453
per month
Avg 1-bed rent
£900
per month
After rent
£1,553
per month
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Full pay breakdown

Item Annual Monthly
Gross salary £36,000 £3,000
Income tax −£4,686 −£391
National Insurance −£1,874 −£156
Net take-home £29,440 £2,453
Rent (1-bed median) — −£900
Council tax (est.) — −£132
Transport — −£50
After rent — £1,553
Rent-to-income ratio: 37%
Rent as a share of net monthly pay
Stretched

Salary range in Cardiff

Middle 50% of Accountant (Qualified) earners

25th percentile
£28,000
Median
£36,000
75th percentile
£46,000

Frequently asked questions

What is the average Accountant (Qualified) salary in Cardiff? +
The median Accountant (Qualified) salary in Cardiff is £36,000 per year, based on ONS ASHE 2025 data. The middle 50% of earners fall between £28,000 and £46,000. The UK median for this role across all cities is approximately £41,500.
What is the monthly take-home pay for a Accountant (Qualified) in Cardiff? +
On a gross salary of £36,000, a Accountant (Qualified) in Cardiff pays £4,686 in income tax and £1,874 in National Insurance (2025/26 tax year), leaving a net monthly take-home of £2,453.
Can a Accountant (Qualified) afford to live in Cardiff? +
With take-home pay of £2,453/mo and a median 1-bed rent of £900/mo, a Accountant (Qualified) in Cardiff has £1,553/mo left after rent — a rent-to-income ratio of 37% (stretched). After council tax (£132/mo) and transport (£50/mo), disposable income is approximately £1,371/mo.

Accountant (Qualified) salary in other cities

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Can I afford Cardiff on £35,000? Compare: Cardiff vs London Standard of living: Accountant (Qualified) in Cardiff
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