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Marketing Manager salary in Cardiff

2025/26 tax year · ONS ASHE 2025 · 1-bed median rent

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Gross salary
£38,000
avg per year
Take home pay
£2,573
per month
Avg rent/1 bed
£900
per month
After rent
£1,673
per month
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Full pay breakdown

Item Annual Monthly
Gross salary £38,000 £3,167
Income tax −£5,086 −£424
National Insurance −£2,034 −£170
Net take-home £30,880 £2,573
Rent (1-bed median) — −£900
Council tax (est.) — −£132
Transport cost — −£50
After rent monies left in pocket — £1,673
Rent-to-income ratio: 35%
Rent as a share of net monthly pay
Stretched

Salary range in Cardiff

Salary distribution of Marketing Manager earners · ONS ASHE 2025

MEDIAN£38,000P0P25P50P75P100
25th percentile earns
£30,000
Median earnings
£38,000
75th percentile earns
£48,000

Housing affordability

Rent-to-income analysis · Marketing Manager in Cardiff

65Stretched35% RTIRent-to-Income
Affordability score
Monthly breakdown
Take-home£2,573
Rent (1-bed)−£900
Council tax−£132
Transport−£50
Disposable£1,491
💡 Aim for rent ≤ 30% of gross income
Rent-to-Income (RTI) scale
0% = no rent · 100% = all income on rent
04070100
Comfortable
Moderate
High Risk
Full affordability breakdown for Cardiff →
Recommendations
Trim discretionary spend
Review subscriptions and variable costs to improve your monthly surplus.
Target a pay rise
A 10% salary increase would meaningfully improve your RTI and monthly headroom.
House-sharing option
Splitting a 2-bed could bring your rent share well below the 30% threshold.

Frequently asked questions

What is the average Marketing Manager salary in Cardiff? +
The median Marketing Manager salary in Cardiff is £38,000 per year, based on ONS ASHE 2025 data. The middle 50% of earners fall between £30,000 and £48,000. The UK median for this role across all cities is approximately £44,500.
What is the monthly take-home pay for a Marketing Manager in Cardiff? +
On a gross salary of £38,000, a Marketing Manager in Cardiff pays £5,086 in income tax and £2,034 in National Insurance (2025/26 tax year), leaving a net monthly take-home of £2,573.
Can a Marketing Manager afford to live in Cardiff? +
With take-home pay of £2,573/mo and a median 1-bed rent of £900/mo, a Marketing Manager in Cardiff has £1,673/mo left after rent — a rent-to-income ratio of 35% (stretched). After council tax (£132/mo) and transport (£50/mo), disposable income is approximately £1,491/mo.

Marketing Manager salary in other cities

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Can I afford Cardiff on £40,000? Compare: Cardiff vs London Standard of living: Marketing Manager in Cardiff
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