Cambridge · Mid-level · 2026

£64,000 Financial Analyst
in Cambridge

A mid-level Cambridge financial analyst earning £64,000 takes home £3,973/month after tax and NI. Average 1-bed rent is £1,500/month, leaving £2,473/month after rent — a tight financial position for Cambridge's cost base.

Gross
£64,000
mid-level
Net monthly
£3,973
after tax & NI
After rent
£2,473
per month
Savings est.
£1,463
per month
Stretched — rent takes 38% of take-home. Consider a shared house or outer-area flat.

Monthly Budget — Mid-level Financial Analyst in Cambridge

Item Monthly
Gross annual salary £64,000/yr
Income tax −£1,086/mo
National Insurance −£274/mo
Net monthly take-home £3,973/mo
Rent (1-bed median) −£1,500/mo
Council tax −£155/mo
Transport −£75/mo
Groceries & utilities −£440/mo
Estimated monthly savings £1,463/mo

Tax computed using HMRC 2025/26 rates. Rent = Rightmove Q4 2025 median. Savings estimate deducts a £340 misc. buffer from remaining income.

Financial Analyst Salary Range in Cambridge

This page shows the mid-level salary (£64,000) — 100% of the median (£64,000).

P25 — Lower quartile
£51,000
25% earn less than this
Median — 50th percentile
£64,000
midpoint of all earners
P75 — Upper quartile
£80,000
25% earn more than this

Compare by Experience Level

Entry — £46,000 Mid — £64,000 Senior — £88,500

vs Cambridge City Median

Mid-level Financial Analyst
£64,000
vs
Cambridge all-worker median
£40,000
60% above Cambridge median

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Frequently Asked Questions

Is £64,000 a good financial analyst salary in Cambridge? +
£64,000 is the mid-level financial analyst salary in Cambridge, representing 100% of the median (£64,000). Net take-home is £3,973/month after tax and NI. Rent-to-income is 38%tight. At 60% above the Cambridge all-worker median of £40,000, this is a competitive salary for the city.
What is the average financial analyst salary in Cambridge? +
The median Cambridge financial analyst salary is £64,000 (ONS ASHE 2025). The lower quartile (P25) is £51,000 and the upper quartile (P75) is £80,000. Entry-level roles typically start around £46,000, while senior professionals reach £88,500.
How much can a financial analyst in Cambridge save each month? +
On £64,000 in Cambridge, after rent (£1,500/mo), council tax (£155/mo), transport (£75/mo) and groceries & utilities (£440/mo), estimated monthly savings capacity is approximately £1,463/month.
What is the rent-to-income ratio for a financial analyst in Cambridge? +
On £64,000 in Cambridge, the rent-to-income ratio for a 1-bed flat is 38%. The guideline for comfortable solo living is under 33%. To achieve a 33% RTI on a Cambridge 1-bed (£1,500/mo), you need approximately £54,000 gross annual salary.

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