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Financial Analyst salary in Cambridge

2025/26 tax year · ONS ASHE 2025 · 1-bed median rent

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Gross salary
£64,000
avg per year
Take home pay
£3,973
per month
Avg rent/1 bed
£1,500
per month
After rent
£2,473
per month
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Full pay breakdown

Item Annual Monthly
Gross salary £64,000 £5,333
Income tax −£13,032 −£1,086
National Insurance −£3,291 −£274
Net take-home £47,677 £3,973
Rent (1-bed median) — −£1,500
Council tax (est.) — −£155
Transport cost — −£75
After rent monies left in pocket — £2,473
Rent-to-income ratio: 38%
Rent as a share of net monthly pay
Stretched

Salary range in Cambridge

Salary distribution of Financial Analyst earners · ONS ASHE 2025

MEDIAN£64,000P0P25P50P75P100
25th percentile earns
£51,000
Median earnings
£64,000
75th percentile earns
£80,000

Housing affordability

Rent-to-income analysis · Financial Analyst in Cambridge

62Stretched38% RTIRent-to-Income
Affordability score
Monthly breakdown
Take-home£3,973
Rent (1-bed)−£1,500
Council tax−£155
Transport−£75
Disposable£2,243
💡 Aim for rent ≤ 30% of gross income
Rent-to-Income (RTI) scale
0% = no rent · 100% = all income on rent
04070100
Comfortable
Moderate
High Risk
Full affordability breakdown for Cambridge →
Recommendations
Trim discretionary spend
Review subscriptions and variable costs to improve your monthly surplus.
Target a pay rise
A 10% salary increase would meaningfully improve your RTI and monthly headroom.
House-sharing option
Splitting a 2-bed could bring your rent share well below the 30% threshold.

Frequently asked questions

What is the average Financial Analyst salary in Cambridge? +
The median Financial Analyst salary in Cambridge is £64,000 per year, based on ONS ASHE 2025 data. The middle 50% of earners fall between £51,000 and £80,000. The UK median for this role across all cities is approximately £51,500.
What is the monthly take-home pay for a Financial Analyst in Cambridge? +
On a gross salary of £64,000, a Financial Analyst in Cambridge pays £13,032 in income tax and £3,291 in National Insurance (2025/26 tax year), leaving a net monthly take-home of £3,973.
Can a Financial Analyst afford to live in Cambridge? +
With take-home pay of £3,973/mo and a median 1-bed rent of £1,500/mo, a Financial Analyst in Cambridge has £2,473/mo left after rent — a rent-to-income ratio of 38% (stretched). After council tax (£155/mo) and transport (£75/mo), disposable income is approximately £2,243/mo.

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