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Financial Analyst salary in Oxford

2025/26 tax year · ONS ASHE 2025 · 1-bed median rent

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Gross salary
£62,000
avg per year
Take home pay
£3,876
per month
Avg rent/1 bed
£1,450
per month
After rent
£2,426
per month
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Full pay breakdown

Item Annual Monthly
Gross salary £62,000 £5,167
Income tax −£12,232 −£1,019
National Insurance −£3,251 −£271
Net take-home £46,517 £3,876
Rent (1-bed median) −£1,450
Council tax (est.) −£155
Transport cost −£80
After rent monies left in pocket £2,426
Rent-to-income ratio: 37%
Rent as a share of net monthly pay
Stretched

Salary range in Oxford

Salary distribution of Financial Analyst earners · ONS ASHE 2025

MEDIAN£62,000P0P25P50P75P100
25th percentile earns
£50,000
Median earnings
£62,000
75th percentile earns
£78,000

Housing affordability

Rent-to-income analysis · Financial Analyst in Oxford

63Stretched37% RTIRent-to-Income
Affordability score
Monthly breakdown
Take-home£3,876
Rent (1-bed)£1,450
Council tax£155
Transport£80
Disposable£2,191
💡 Aim for rent ≤ 30% of gross income
Rent-to-Income (RTI) scale
0% = no rent · 100% = all income on rent
04070100
Comfortable
Moderate
High Risk
Full affordability breakdown for Oxford
Recommendations
Trim discretionary spend
Review subscriptions and variable costs to improve your monthly surplus.
Target a pay rise
A 10% salary increase would meaningfully improve your RTI and monthly headroom.
House-sharing option
Splitting a 2-bed could bring your rent share well below the 30% threshold.

Frequently asked questions

What is the average Financial Analyst salary in Oxford? +
The median Financial Analyst salary in Oxford is £62,000 per year, based on ONS ASHE 2025 data. The middle 50% of earners fall between £50,000 and £78,000. The UK median for this role across all cities is approximately £51,500.
What is the monthly take-home pay for a Financial Analyst in Oxford? +
On a gross salary of £62,000, a Financial Analyst in Oxford pays £12,232 in income tax and £3,251 in National Insurance (2025/26 tax year), leaving a net monthly take-home of £3,876.
Can a Financial Analyst afford to live in Oxford? +
With take-home pay of £3,876/mo and a median 1-bed rent of £1,450/mo, a Financial Analyst in Oxford has £2,426/mo left after rent — a rent-to-income ratio of 37% (stretched). After council tax (£155/mo) and transport (£80/mo), disposable income is approximately £2,191/mo.

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